Cash back apps and websites offer users the opportunity to save money on their online purchases by providing them with cashback rewards. By shopping through cash back portals, you can earn money for things you’re already buying, such as groceries, apparel, electronics, beauty products and more. Most cash back sites have a wide range of retailers from which to choose – including well-known stores like Amazon and Walmart – so there’s something for everyone.
Cash back programs allow shoppers to get a percentage of the purchase price refunded directly back into their account when they make a qualifying purchase. The amount of money earned can be significant over time depending on how often the consumer shops online. For example, Ebates offers up to 40% cashback on select items while TopCashBack gives up to 75% off certain purchases.
For most of these services, users simply sign up for an account and then shop through their preferred provider’s website or app. Once they’ve completed their purchase they wait for the money to hit their accounts usually within a few days or sometimes up to 6-8 weeks later (depending on the provider). To help you find the best cashback opportunities we have compiled this list of 13 top offers from leading providers worldwide that provide excellent earnings for shoppers looking for bargains online.
Overview of Cash Back Apps
Cash back apps and websites are becoming increasingly popular as they provide a great way to save money on online purchases. Not only do they provide discounts or cashback on items you purchase, but they also have additional benefits such as exclusive discounts, bonus points, and more.
In this article, we’ll review the 13 best cash back apps and websites and discuss the pros and cons of using each one:
What are Cash Back Apps?
Cashback apps are a convenient way to earn rewards on everyday purchases and shop from hundreds of retailers. With most cashback apps, all you have to do is link your credit or debit card, purchase the items you normally would, and you will automatically be rewarded with a percentage back for certain purchases. There is no need for complicated coupon code searches or taking the time to submit a rebate form. Cashback apps can help you save money and give back something extra in return for simply shopping from home or your favorite stores.
Most cashback apps feature hundreds of different retailers and online websites that offer deals directly on their app. This means that rather than having to look through various website Discount pages or search coupon codes online, shoppers can log into their favorite cashback app and instantly see what deals are available. Popular apps usually offer shoppers the best incentives with generous percentages off products at thousands of stores across the world.
Some popular cashback apps include:
- Rakuten (formerly Ebates)
- Acorns Later & Points Prizes
How do Cash Back Apps work?
Cash back apps and websites allow customers to earn rewards in the form of cash back when they make purchases from various retailers. These services typically involve signing up for a free account, downloading an app or visiting a website, and then choosing the retailers you would like to purchase from. Depending on the retailer, the amount of cash back earned can vary.
In most cases, you can link your debit or credit card to an app so that your purchases will be tracked and cashback automatically added to your account. Another option is shopping through special links or codes provided by some websites; this also allows tracking of transactions and subsequent reward payments into accounts.
It’s important to note that most cashback apps have a threshold for payouts; I recommend waiting until you reach thresholds before requesting a payment – most apps allow for payments via PayPal or direct deposits into bank accounts. There may also be conditions such as minimum purchase amounts or time periods for shopping to qualify for certain rewards.
It pays to read through all the terms of each service before signing up and remember that although cashback programs provide great incentives it’s always wise practice to compare prices between retailers before making any big purchases!
What are the benefits of using Cash Back Apps?
Cash back apps are a great way to reduce the cost of your purchases while still enjoying the convenience of shopping online and with mobile apps. Cash back apps offer a variety of specialized services to help you get the best deals available, while earning points and/or cash back when shopping online or in certain stores that partner with these companies. With so many options available, you will be able to find an app that will save you money on all types of products.
The primary benefit of cash back apps is that it offers an instant reward for all qualifying purchases. This reward is typically paid out in the form of points earned through a store’s rewards program or as direct cash refunds via PayPal or a similar fund transfer service. By utilizing these rewards programs, customers can save money on most items they purchase from participating merchants or from their own personal shopping habits.
In addition to rewarding customers for their purchases, many cash back apps also offer exclusive promotions and discounts on specific brands and products. This allows customers to take advantage of special savings that can make it even easier to save money in the long run. For example, some cash back sites feature promotions such as “double points” when purchasing certain items from specific stores or brands, while others may provide promotional codes that can be applied towards future purchases at select retailers.
Finally, another benefit of using cash back apps is that they often feature coupon codes which allow users to get additional discounts on top of their initial purchase price. With access to special savings like this, customers can often save more money than ever before when shopping through participating merchants by taking advantage of both promotional codes and regular coupons codes offered by merchants through their own individual rewards programs or associated partnerships with other brands and stores.
Top 13 Cash Back Apps and Websites Reviews
Cash back apps and websites are a great way to make money from purchases you’re already making. With so many different apps and websites out there offering cash back, it can be hard to know which ones are the most reliable and offer the best deals.
To help you out, we’ve put together a list of the top 13 cash back apps and websites reviews, with details on which ones offer the best deals and rewards:
Rakuten is an online Cash Back shopping website and one of the most highly rated shopping sites. It offers up to 30% cash back on qualifying purchases while helping users save money by using discount codes on top of their Cash Back rewards.
Along with the website, the Rakuten app makes it simple to use while on the go, offering notification alerts when a Cash Back reward has been earned and access to exclusive deals and discounts. Rakuten also allows members to earn an incentive bonus for referring other friends or family members.
As an added bonus, members can join their loyalty program, which includes double cash back offers as well as opportunities for free gifts or rewards points when shoppers reach milestones.
Honey is one of the most popular cash back apps and websites available. Founded in 2012 by software engineers Ryan Hudson and George Ruan, Honey allows its users to shop with ease and convenience while earning money back on their purchases.
The underlying concept behind Honey is simple: they connect their users to online merchants that offer discounts on their products. Each time you complete a purchase through Honey, it applies coupon codes at checkout. Additionally, they compile exclusive offers such as free shipping or unique loyalty rewards when customers shop at certain retailers.
On top of being an easy-to-use cashback platform, Honey also provides educational resources to assist shoppers with making informed decisions about which merchants to use for their shopping needs. Their blog features notable finance experts to provide articles on topics like â€œHow to Save Money Without Sacrificing Qualityâ€ or â€œHow to Leverage Cash Back Websitesâ€. Additionally, Honeyâ€™s customer service teams are always ready and willing to help those who need assistance in managing their cash back programs â€” oftentimes offering free advice and best practices tips on how to maximize savings while spending money within the platform itself.
Throughout its seven-year existence, Honey has become well known for providing reliable cash back services that many people find extremely useful. It is also worth mentioning that when compared against some of its competitors in the same market space, it stands out as one of the most comprehensive platforms currently available â€” earning praise from industry experts over the years since its inception.
Ibotta is one of the top cash-back apps and websites that provides users with the chance to earn cash back on items they are already going to buy. Ibotta works at grocery stores, online retailers, restaurants, bars, and other popular merchants.
The app makes it easy for users to save money by simply scanning receipts or selecting offers before completing a purchase. Once you make your purchase from an eligible store, you simply need to upload an image of your receipt via the app or website and Ibotta will confirm your payment within 48 hours.
Ibotta works with thousands of retailers which include popular stores such as Target, Walmart, Amazon, Kohlâ€™s, Best Buy and more. Plus when shopping through the app you can find exclusive offers and discounts from certain retailers. Additionally for certain products when buying items in bulk or multi-pack products consumers can save even more money through Ibottaâ€™s â€œboosted savingâ€ program which increases savings up to 50% on select items only available through the app!
Ibotta also allows users to connect their loyalty cards allowing them to double dip on rewards points in addition to receiving real dollars back when buying groceries or other eligible items like medicine, personal care products and household supplies. And if that wasnâ€™t enough there are tons of other incentives including bonus opportunities where members can quickly earn additional cash right away!
Swagbucks is a popular cashback rewards program. It offers its users the chance to earn points while shopping online, taking surveys, watching videos, and playing games. You can redeem your points for cash or merchandise through the company’s store. Additionally, the program gives out sign-up bonuses and other rewards for taking part in activities.
The Swagbucks website is available in several countries worldwide. Customers are able to shop for products from popular retailers and apply their earned points towards online purchases or gift cards from major stores like Amazon or Target. The site also runs special promotions that give customers double rewards on specific purchases. In addition, a recent update of their mobile app has made earning Swagbucks faster and easier than before – it includes push notifications and improved browser integration to make sure you don’t miss any opportunities to earn Rewards Points when you shop with them.
Using Swagbucks is easy; simply:
- Shop at any of its partnered retailers via their website or social media page.
- Activate the offer on Swagbucks’ website (which adds points).
- Check out with your preferred payment method on the retailer’s page – this will earn you additional cashback based on how much you spend!
Point earnings can be redeemed as gift cards (for Walmart & Amazon, among others) as well as PayPal payments with minimum thresholds required before various types of payout become available.
TopCashback is a cash back rewards website that offers shoppers the opportunity to obtain money back on their purchases from over 4,000 merchants and vendors. They provide customers with up-front cash back on every purchase, meaning no waiting for efforts made in the past to pay off. TopCashback also offers a number of exclusive deals you can take advantage of, such as earning extra points when shopping at partner stores and extra cashback bonuses.
In addition to earning cash back on everyday purchases, shoppers can also benefit from TopCashback’s app feature which allows customers to:
- Track loyalty points
- Compare prices across different vendors and stores
- Set spending limits
Customers can also opt into special membership plans which include additional discounts when using their mobile app. All TopCashback rewards are redeemable either through PayPal or via Check payments which arrive at your mailbox in as little as 3 weeks after redemption submission.
TopCashback is a popular option for shoppers who want variety with respected customer service; it has earned an A+ rating from the Better Business Bureau and multiple awards for customer service excellence such as CNET’s coveted “Best Cash Back Site” award for two consecutive years.
Paribus is an online service which rewards consumers for their purchases by constantly monitoring prices and watching out for eligible refunds. It works with a variety of different retailers and websites in order to identify when an item that you have purchased has dropped in price, at which point it will initiate a refund request on your behalf.
Connected to Paribus is Paribus Capital, a venture fund which allows customers to invest their savings into top performing companies around the globe. This gives users the opportunity to increase their wealth by utilizing their shopping activity.
Paribus has been rated highly by online user reviews due to its ability to continuously monitor prices and begin initiating action quickly on price drops. Customers also appreciate how they can use what they save as an investment with Paribus Capital, allowing them even more opportunity for financial reward through shopping smartly.
Shopkick is an app that rewards users with cashback after they shop at selected stores and scan certain items. It also allows users to check into stores and earn additional points.
Shopkick was founded in 2010 and is headquartered in Palo Alto, California. The app quickly grew to become one of the most popular cashback programs in the US with over 10 million registered users and access to 17,000+ stores nationwide. The app works with major brands such as Walmart, Target, Best Buy, Sephora, Macyâ€™s and more.
Users of Shopkick can easily earn points when they open the app or visit sponsored partner locations or products but can also use their devices geofencing technology to benefit from special offers when near a partner store/location or product (such as discount vouchers for items in select stores). A user can then convert their earned points into rewards of their choice such as cashback (gift cards) or online coupons that can be used on future purchases.
Dosh is an app-based rewards platform that adds cash back to customers’ wallets when they shop online or use the in-app browser to make purchases from any of its 8,000 partner stores. You can redeem cash rewards in the form of PayPal transfers or gift cards to Amazon, Walmart, Starbucks, and more. It is 100% free with no hidden fees and works with all major credit cards.
With Dosh, you can get rewarded with up to 10% cash back on your in-store purchases at participating merchants and also access exclusive discounts on interesting products that you wouldn’t find anywhere else. When you refer a friend to join Dosh, you get $5 as a bonus added to your account. You can even add multiple loyalty programs so that you never miss out on a reward!
Drop is an app that helps you earn rewards with every purchase, especially when shopping online. It uses existing data from your bank accounts and credit cards to track your spending habits so it knows when you’re shopping and can offer discounts. You can select additional retailers within the app and get cash back on qualified transactions no matter where you shop, including Amazon.
You can link a card to Lucky mode, which certain customer-defined causes each time you buy something with a linked card. Drop will offer rewards points whenever your spending aligns with your customer-defined interests or have real cash back options too, with the ability to redeem for gift cards or for cash into PayPal.
On average, users of the Drop app can earn up to $150 in rewards per year using its comprehensive cashback program.
Checkout51 is a mobile app-based cash back savings platform that specializes in grocery products and other household essential items. After downloading the Checkout51 app, users create an account and select offers they need and add them to their lists. All users have to do is purchase the qualifying products, take a picture of the receipt, and upload it to their account. Once the purchase is verified, users will receive cashback rewards directly into their account in as little as 7 days.
Available offers vary from week to week on Checkout51 and span across multiple categories such as beverages, dairy & eggs, cleaning supplies, pet products, health & beauty supplies, baby needs and more. In addition to its already impressive selection of regular products near the checkout counter at the supermarket or convenience store such as chips and sodas, Checkout51 also feature additional discounts usually reserved only for certain specialty stores like Whole Foods or Sephora that can be easily accessed from home with no additional cost.
Best of all? The Chekcout51 platform not only provides considerable savings on everyday purchases but also allows its users to conveniently track their spending while they shop through real time notifications via app notifications directly on their mobile devices or email updates.
Groupon is one of the most popular cash back incentive programs available today. It allows users to save money while they shop online, as well as when they purchase products and services at physical locations. Groupon offers deep discounts on local and online items, including gift cards and travel deals.
The Groupon app is designed to make it easy for users to manage their purchases, redeem cash back rewards, manage their accounts, and explore the latest deals. With the Groupon Cash Back feature, members can earn a percentage of their spendings back in the form of cash when shopping at specific retailers. Additionally, shoppers can use promo codes or coupon codes to save even more money from participating merchants. Groupon also has a loyalty program which rewards frequent customers with an even bigger amount of savings based on their spending amount.
For users looking for additional ways to save money on daily expenses, Groupon also offers a DealsPlus Program membership. Through DealsPlus Program memberships shoppers learn about new promotions from their favorite brands and can access free shipping opportunities as well as special discounts in addition to earning additional cashback when shopping with applicable retailers online or through the app/website.
Fetch Rewards is a cash back app that makes it easy to save at your favorite stores. Instead of clipping coupons or playing games with rotating offers, all you need to do is upload your receipt. The app will automatically apply any matching offers, giving you your rewards instantly. All of the major retailers and grocery chains are supported as well as local merchants in over 150 cities across the US.
Fetch Rewards focuses exclusively on digital offers, allowing you to redeem frequent shopper coupons and take advantage of special promotions without any extra effort or additional cost. Unlike some other cashback apps that require a minimum balance before they send out payment, Fetch Rewards deposits funds directly into your PayPal account every month with no minimum required. And there’s no need to remember to cash out – once you reach a certain threshold ($3) the money will be in your account without any further action required.
Fetch Rewards keeps things simple by offering one flat rate for every eligible purchase – 5% of the amount spent at all partnering stores or 2% for non-partnership retailers (gift cards excluded). You can also get an additional 5% back when shopping through the Fetch rewards app or website on selected items from major retailers like Amazon and Walmart. Additionally, Fetch often offers exclusive bonuses and deals that give up double points or better rewards for select products purchased through the app or online site.
BeFrugal is a cashback website that offers its members exclusive discounts on groceries, travel, apparel, and home goods. Founded in 2009, it’s one of the largest cashback websites in the industry with more than 5.5 million members. It also boasts one of the highest cashback rates at up to 40 percent.
BeFrugal has an easy-to-navigate website that allows users to quickly search for merchants and compare products across different retailers. The platform has an intuitive dashboard that lets you manage your transactions and view your total savings over time. The dashboard also shows how much you’ve earned from your purchases so you can easily track your progress towards reaching your personal shopping objectives.
When it comes to their rewards program BeFrugal gives users a variety of ways to redeem their rewards including gift cards, physical checks, and PayPal deposits. They even offer a tailored VIP program called Double Cash Back Club which gives members higher reward points depending on how much they spend or which merchants they shop with each month.
BeFrugal also has a mobile app for Android and iOS devices so shoppers can earn cash back wherever they go! For added protection, BeFrugal insures every purchase made through their website up to $500 per transaction for eligible items purchased using qualifying payment methods including debit or credit cards issued by leading banks like Bank of America and CitiBank.
The sheer number of cash-back apps available can make it hard for consumers to choose the right one. Ultimately, the best cash-back app or website for you is the one that gives you most rewards according to your spending pattern and preferences.
Before you sign up with a reward platform, read reviews, compare bonuses and incentives, and make an informed choice. Also, look for reputable companies with strong customer service in case you need any help with earning or redeeming rewards. We have provided thirteen of the best apps and websites today, but also remember to be vigilant in order to ensure you’re receiving top-notch services from providers that don’t complicate your cash-back earning journey.