17 Best Passive Income Apps Worth Your Time: Unlock Financial Freedom with These Top Money-Making Apps

17 Best Passive Income Apps Worth Your Time


For those looking to generate some extra income without too much effort, passive income apps can help to make that possible. There are plenty of opportunities available to earn a little cash with minimal involvement on your part. What’s more, passive income apps often offer flexible hours, so you don’t have to spend a lot of time trying to juggle multiple projects.

So whether it’s a side gig or full-time job, here are 17 best passive income apps and programs that won’t take up too much of your time but will help you start earning extra money in no time. We’ll also discuss how they work and the key aspects they require in order to become successful, so you can make an informed decision when deciding which one is best for you. By the end of this article, you should have all the information needed in order to set up a reliable source of passive income apps or programs that will provide long-term returns. Ready? Let’s get started!

Apps for Investing

With the advent of technology, people are now turning to apps for a variety of reasons, such as investing. That’s right – you can now use apps to invest and earn passive income. There are a number of great apps out there that can help you manage and grow your investments.

In this section, we’ll explore 17 of the best apps for investing and passive income:


Acorns is one of the most well-known apps for passive income. It makes investing easy and interesting by automating your finances, gathering extra change from other sources, providing tips to maximize your success, and assigning users an account representative who is dedicated to helping you grow your money.

With Acorns, users can start their investing journey in a few simple steps:

  • Link your existing bank accounts and begin automatic monthly contributions.
  • Select investment portfolios tailored for your future goals.
  • Monitor performance via the app.
  • Purchase fractional securities to diversify your portfolio.

The app also offers access to ETFs (exchange-traded funds) and uninvested cash with “Round-Ups” – where every purchase is rounded up to the nearest dollar that can later be invested automatically.

Acorns provides an easy way to start investing without intimidating fees or heavy commitments, while also allowing its users more flexibility in terms of investment decisions. The app also offers education features like their Investing 101 course which covers topics like budgeting, saving, stocks & bonds, etc., all within the app.


Robinhood is one of the most popular stock trading apps for android and iOS, and it caters to both beginner and experienced investors. It allows users to buy and sell commission-free as well as track stocks in real-time. The app boasts a powerful portfolio analysis tool, allowing users to make informed decisions on investments.

Users with less than $2,000 in their account can participate in Robinhood Gold, which gives them access to professional research, extended-hours trading, margin trading and more. The app also offers an encrypted security layer so you know your personal data is safe.


When it comes to passive income apps, Stash can be an ideal starting point for beginners. Stash offers a selection of stocks, exchange-traded funds, and bonds to help kick off a varied portfolio. The user pays an annual fee on each stock or fund they invest in the app.

The user can invest as little as $5 per month while they make their first investments. With Stash Invest, users are able to use fractional shares (investing small amounts of money into fractional shares of stocks) so that even a small investment could be worth something in the long run. On top of this, educational resources are available to help users feel comfortable and informed as they learn about investment basics before taking their first steps into the world of passive income-earnings through investing.

Stash also features financial experts that give users regular advice on how to maximize their investing returns and offers personalized recommendations tailored to each individual’s financial goals. When considering options for passive income apps, it’s definitely worth looking at Stash Invest!

Apps for Renting Out Your Stuff

These days, there are a lot of great apps out there that allow you to make passive income by renting out your stuff. This can be a great way to make some extra money while still having the freedom to set your own hours and rules.

In this article, we’re going to look at some of the top apps for renting out your stuff. We’ll discuss the pros and cons of each one, so you can determine which one is right for you:


Airbnb is an online marketplace platform that enables homeowners and real estate agents to rent out their vacant homes, apartments and condominiums. Airbnb allows you to monetize from your space with on-site hospitality services. Hosts receive money when guests check in and they can take advantage of the convenient online booking service to make the process quick and easy. You can also list amenities like WiFi or complimentary breakfast so that guests are sure to find a one-of-a-kind stay experience with you. Together, this creates the perfect rental app for passive income opportunities.

Whether you’re earning extra income with short-term rental opportunities or long-term tenants, Airbnb provides hosts with an online platform that allows them to easily manage their listings, update availability info and adjust pricing. The great thing about renting your property through Airbnb is that you can be as flexible as you want. You have complete control over who has access to your listing, allowing only verified travellers or set a minimum age limit for staying in your property. Plus, it’s free for both hosts and travellers alike – making it one of the best passive income apps on offer today!


Getaround is a car sharing app that allows you to rent out your car to approved drivers on an hourly or daily basis. You can make up to $10,000 a year, depending on the size and value of your car and the demand for rentals in your area. The app takes care of all the details such as insurance, DMV paperwork, and vehicle maintenance so you can sit back and enjoy the extra income.

Unlike other passive income apps that require you to store or list items, Getaround automatically handles all rental requests, so you do not have to worry about marketing or finding reliable drivers. When renting out your car, you can set parameters on where it can be driven and when someone can rent it.

With features such as roadside assistance in case of emergency along with a secure payment system integrated into Getaround’s mobile app, navigating this passive income opportunity is both safe and easy.


Spinlister is a great app for those looking to earn passive income from renting out their sporting equipment. This unique app provides users with the ability to list their gear for rent so people in their area can easily access and use it. Not only do you get paid after each rental, but Spinlister also offers benefits such as liability insurance protection and a satisfaction guarantee.

You can list items such as bikes, snowboards, surfboards, paddleboards and more on Spinlister and get rewarded every time your gear is rented. There’s no inherent cost associated with listing your items on the platform—all you need is an account and the items to be listed! Plus, Spinlister makes it easy to keep track of your listings via their clean interface that allows you to make changes quickly if needed. With Spinlister, you have a direct link between yourself and potential renters who are looking for reliable sports gear nearby.

Apps for Selling Your Stuff

If you’re looking for a way to make extra money, one of the best ways to do it is by selling your stuff. With apps available to facilitate the process, it’s surprisingly easy to take your old clothes, decorations and other items and turn them into cash.

We’ll look at the 17 best passive income apps for selling your stuff, so you can find the one that works for you:


Decluttr is a convenient way to turn your unwanted stuff into cash. With the Decluttr app, you can easily list items you want to sell by scanning the barcodes or entering product details manually. The app will then offer you a price quote and give you the option to either accept or decline that offer. Then it will instruct you to pack your item(s) and print shipping labels straight from the app once your offer is accepted.

This can be a great way to quickly get rid of items such as books, CDs, DVDs and games without the need for an in-person interaction which could come in handy during these unprecedented times. Payments are made via direct deposit, PayPal or cheque so you’re sure to get paid for what you’ve sold on Decluttr in no time!


ThredUP is an online consignment and thrift store that simplifies the process of selling your unwanted clothes, shoes, and accessories. The app takes care of the labor-intensive parts of selling your belongings with its simple platform. It makes it easy to sell clothes in batches – all you have to do is request a Clean Out Kit and mail them in- when they arrive at the ThredUp warehouse they’ll inspect your items and list what they accept on their platform.

Once your items are accepted, ThredUP will give you a payout estimate and then take photos, write descriptions, set prices, list them for sale on their website or app. Every time an item sells you get paid within 3-5 days. You also get value for each item sold which allows for you to earn even more money in discounts. ThredUP’s intuitive platform makes it easier than ever to make a consistent passive income from selling unwanted clothes.


Poshmark is a popular shopping app that individuals use to buy and sell used items such as clothing, accessories and makeup. The company offers a secure platform for people to buy, list, message and make offers on items.

With Poshmark, you can start your own store without any fees or required inventory. You also get access to a social network of buyers and sellers who share tips and tricks for listing their products successfully. All you need is your phone or tablet to upload images of the used items you want to sell. When selling succeeds, send them using the provided pre-printed shipping labels that are generated for each order. Payments are credited directly into your bank account or Paypal account with funds earned from listed products being remunerated within a three-day window of delivery confirmation.

Shopaholics will be delighted given you get 80% of the total in proceeds when an item sells!

Apps for Making Money Online

Making money online is a great way to generate some additional income and there are plenty of apps available today that can help you do just that. From taking surveys to opening up a digital store, there are several apps that can help you turn a quick profit.

In this article, we’ll be looking at the top 17 passive income apps that are worth your time and can help you earn money from the comfort of your own home:


Swagbucks is a loyalty program that rewards its users with points when they shop online, watch videos, take surveys and more. Points can be redeemed for digital gift cards or used to enter sweepstakes and other contests. With Swagbucks you can easily make money while browsing the internet without having to invest any of your own money.

Swagbucks also offers daily challenges and offers rewarded surveys you can use in exchange for points or rewards. You can even earn extra points from special promotions or from watching commercials on their app. Plus, with the Swagbucks shopping app, you can compare prices at different stores for free before going shopping so you know you’re getting the best deals possible.

In addition to earning points with Swagbucks, users can also earn cash back when using their online shopping portal and through referrals. Cash back rates vary by retailer but typically they range between 1-10%. To maximize cashback earnings, be sure to combine Swagbucks coupons with loyalty program offers from your favorite stores like Amazon Prime or Target REDCard. With so many ways to make money from this app, it’s no wonder many people have made it an essential part of their passive income strategy.


InboxDollars is an app that pays you to do various online activities such as taking surveys, playing games and watching videos. This app is great for users who want to make a few extra dollars with minimal effort and even allows you to cash out your earnings directly via PayPal or gift cards.

When you sign up for a free InboxDollars account, you’ll get up to 10% back on purchases from over 1,500 stores, including Amazon. You can also earn additional credits towards an Amazon gift card from completing offers through their app or taking surveys. What’s more, InboxDollars members receive payment notifications via email when funds are added to their account.

All rewards can be redeemed for cash payments by check or via PayPal. With InboxDollars, users can easily start earning money in no time – making it one of the best passive income apps available today!

Survey Junkie

Survey Junkie is a great app for those who want to start making money online passively. All you have to do is answer simple surveys and get paid for it. This app pays you directly to your PayPal account or with gift cards from popular stores like Amazon, Starbucks, and iTunes. And since Survey Junkie has over 5 million members, you can rest assured that the surveys available here are legitimate. Plus, the free account gives you access to hundreds of survey opportunities and more earning potential – perfect for the passionate tinkerer looking for some extra cash in their pocket!

Aside from surveys, Survey Junkie also offers users the chance to test products and services at home before they hit the market. Additionally, they offer you bonus points when you log in daily as well as bonus points when other members join using your referral link. You will earn even more when they complete their first survey – an ideal opportunity if you want to make money online in your spare time without any effort whatsoever!

Apps for Making Money Offline

It’s no secret that passive income apps can be a great way to make money without having to put in much effort. With so many apps out there, it can be hard to find the best ones to help you effortlessly generate income.

This article will discuss the 17 best passive income apps that can help you make money offline, either by saving you money or by providing extra income opportunities. Let’s take a closer look:


DoorDash is an app that allows users to order food from local restaurants and have it delivered right to their doorstep. As a DoorDash driver, you choose the hours and days you work, and you can deliver from anytime from 8 am to 11 pm, seven days a week.

Delivering for DoorDash pays differently depending on your location and complexity of the delivery. However, drivers typically average a $20/hr rate while delivering with DoorDash. You can also expect tips along with your normal pay rate as your customers are more likely to leave generous tips because they don’t have to go out in public or wait on food being served at the restaurant.

To get started, simply download the app and sign up as a driver in your city. Make sure to read all of their guidelines beforehand though!


TaskRabbit is a great app that allows users to make money by completing tasks they love. With TaskRabbit, you can instantly earn extra cash from easy tasks, like cleaning or running errands for someone. It’s the perfect way to make money on the side when you don’t want to commit to a full-time job – and the best part? You set your own rates and choose your own schedule!

From being a personal assistant for someone, helping them move or assemble furniture, or even providing pet care services – whatever task you need done, TaskRabbit can help you get it done with ease. Getting started is easy too – all you have to do is sign up with your email address, answer a few questions about yourself and what sort of tasks you’d be willing to perform, and then start searching through all the available gigs in your area. Once matched with an appropriate task, just submit an application and wait for it to be approved!

TaskRabbit also offers an additional layer of credibility for those interested in all things freelance – personal background checks are required for each user before signing up as well as reviews from past clients who used the services provided. This provides potential clients with some peace of mind knowing that those looking for work are genuinely trustworthy individuals!

Whether it’s needing extra cash quick or taking on more legitimate work opportunities now available through Task Rabbit – whatever option fits best into your lifestyle – there’s something here that can help make earning passive income easier than ever before.


Rover is an app that allows you to make money providing dog-sitting services in your spare time. All you do is create an account through Rover, list yourself as a pet-sitter, and set availability to accept pet-sitting jobs. You get notified whenever a job request comes in and then you can decide whether or not to accept it.

When clients book a stay for their pet (usually up to two weeks long), Rover deducts the agreed upon amount from the customer’s credit card and it is placed in your account until the service is completed. After completion, you can withdraw your funds from Rover directly via ACH bank transfer or PayPal. Depending on the services offered, rates can range from $15 to $50 per visit or overnight stay. Rover also provides coverage up to $1 million in damages due to an accident caused by the sitter while caring for someone’s pet—giving peace of mind when managing multiple pets at once or conducting a longer stay away from home.


In conclusion, there are a number of apps available providing different streams of passive income from micro-jobs to cashback shopping and the stock market. There is something for everyone, regardless of experience level or budget size. Take the time to research and find the ones that work best for you.

No matter which passive income apps you use, you’ll want to keep in mind common pitfalls like needing additional research for investments or high fees for micro-jobs. With prudent decisions and diligent dedication to managing any extra income that these apps provide, you’re sure to maximize your success over time however much or little involvement they require.

Kylie Mahar

Kylie Mahar is a financial guru who loves to help others save money. She writes for cycuro.com, and is always looking for new ways to help people make the most of their money. Kylie is passionate about helping others, and she firmly believes that financial security is one of the most important things in life.

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