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Category: Mortgage

Can You Get A Mortgage With A Failed Septic?

30 Second Answer No, you cannot get a mortgage with a failed septic. Most people are unaware that you cannot get a mortgage if your septic system fails. This is because lenders see this as a...

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Why Would A Home Buyer Choose An Adjustable-Rate Mortgage?

An adjustable rate mortgage has the advantage of giving the borrower certainty each month in terms of their payment. An advantage of an adjustable rate mortgage is that a borrower always knows how...

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Can A Stay At Home Mom Get A Mortgage?

30 Second Answer As a stay-at-home mom, you can get a mortgage by using the equity in your home as collateral. This is a secured loan, which means you don't need to provide any income...

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How Do Interest Rates Affect Reverse Mortgage?

30 Second Answer No, interest rate does not matter on a reverse mortgage. Reverse mortgage borrowers don't have to pay monthly mortgage payments1, so interest costs don't impact the ability to...

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What Happens To Mortgages During War?

30 Second Answer Mortgage rates tend to fall during war or major conflicts. When a country is at war, the general public becomes more conservative with their spending. This decrease in demand...

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Can You Get A Mortgage On A Houseboat?

30 Second Answer Mortgages for floating homes are typically offered with the same conditions as conventional home loans. This is because floating homes are considered permanent residences, and...

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