Is Overtime Considered When Applying For A Mortgage? Yes, overtime is considered when applying for a mortgage. Lenders will take into account your regular overtime hours and pay when calculating your income. However, there are a few things to keep … Read More
How to get the lowest mortgage rate? The process of securing the lowest mortgage rate can be daunting, but with the right approach and preparation, it is possible. Here are some steps to follow: Improve your credit score: A higher … Read More
Yes, dividend income can be used as a source of qualifying income for a mortgage. However, it is important to note that the lender will require documentation to verify the income, including tax returns and statements from the financial institution … Read More
Yes, it is possible to close a mortgage loan on a federal holiday. However, it may depend on the policies and procedures of the lender, title company, and other parties involved in the closing process. Here are some important points … Read More
Can My Wife Use My Income For A Mortgage? Yes, your wife can use your income for a mortgage application. In fact, many mortgage lenders require both spouses to provide their income and credit history when applying jointly for a … Read More
