Discover the Best Cash Back Apps & Websites of 2022: 13 Reviews with Top Offers & Stories

13 Best Cash Back Apps Websites 2022 Reviews Top Offers Story


Cash back apps and websites are becoming increasingly popular as a way of saving money while shopping online. With so many cash back offers available, finding the best ones can be overwhelming.

In this article, we will review the top 13 cash back apps and websites of 2021 so that you can make an informed decision when choosing a cash back option that works best for you.

Definition of Cash Back

Cash back is a promotional technique used by retailers to encourage customers to make purchases. In exchange for making a purchase, customers receive a percentage of the purchase price as cash back. For example, a store may offer 5% cash back on all purchases over $50.

Cash back rewards are typically provided in the form of store credit or a direct deposit into an account.

In recent years, cashback websites and apps have made it easier for consumers to save money on their everyday purchases and maximize their return on spending. These services help track purchases at partnered retailers, restaurants, gas stations and other businesses to provide automatic discounts when a purchase is made. The percentage offered varies by merchant but can range from 1% up to 40%. In addition, some online stores will allow customers to combine cashback with additional promotional codes such as free shipping or additional discounts at checkout. With the right combination of offers, you can maximize your savings and make your money go further!

Benefits of Using Cash Back Apps Websites

Cashback apps and websites offer multiple benefits to savvy shoppers who want to save money. Using these platforms allows customers to receive rewards in exchange for spending with affiliated retail stores and businesses. With many cashback shopping sites and apps available, it is important to understand the different types of cash back offers out there, as well as the features and limitations of these services.

Cash back apps have a variety of features that allow users to get money back on their purchases. The most common are percentage-based offers, which provide a certain amount of cash back on a purchase depending on the store’s percentage-based offer. Some sites also feature flat-rate cash back deals that provide users with a fixed amount regardless of where they shop. Additionally, many cashback platforms also have bonus features such as rotating promotions that provide bigger rewards than usual.

When using one of these apps or websites, it is important to keep in mind that not all retailers offer this kind of benefit and that different conditions may apply depending on the store or business in question. Some sites require customers to link their loyalty cards or perform special tasks in order to get their rewards, while others make claiming cashback more straightforward by requiring only a few simple steps after making a purchase. Users should be aware that participating stores typically impose minimum thresholds for how much must be spent in order for customers to qualify for rewards, so it’s important to read all terms and conditions carefully beforehand. All in all, shoppers who use these services can have access to lots of savings potential whether they are shopping at brick-and-mortar stores or online shops!

Top 13 Cash Back Apps Websites

If you are looking for the best cashback apps and websites in 2021, then you have come to the right place. Cash back apps and websites offer a great way to save money while shopping. They can help you save a significant amount of money when you shop online.

In this article, we provide an overview of the top 13 cashback apps and websites available on the market. We also include our reviews and top offers so you can get the most out of your shopping experience.


Rakuten is well-known for offering cash back on purchases made through its website, but the company has since expanded to include a cash back app as well. The mobile-friendly app allows users to shop and earn cash back rewards from Rakuten’s online merchants and retailers positioned all over the world. This app offers a wide variety of cash back options for a range of categories such as health, beauty, celebrity fashion, home & garden, and more.

You can also take advantage of exclusive web offers and limited-time specials coups. Another benefit is Rakuten’s Smart Link Technology which allows users to force an offer that can have up to 40% higher rewards than traditional methods. Plus, you can use their Cash Back Boost feature to increase your earnings.

It’s easy to get started – simply download the app from the App Store or Google Play Store and create an account using your email address or Facebook account details. And make sure to earn even more by referring friends for additional bonuses!


TopCashback is a trusted cash back website that provides members with unbeatable savings and rewards. The platform offers cash back on a range of items from fashion to groceries, from hotels to car rentals. It’s also one of the highest-rated cash back apps on the market, with over 150 reviews giving it an average rating of 4.8 out of 5 stars.

What makes TopCashback stand out from other cash back websites is its partnerships with 2,500+ retailers that allow members to get some of the best deals available online—all without having to leave their home. And unlike other websites, TopCashback doesn’t charge an annual fee and does not cut into your rewards earnings – you get 100% of what you earn each time you shop. Furthermore, there’s no minimum earnings balance required before your points are paid out – and if you’re concerned about privacy, all information is protected under strict security measures to protect against unauthorized use or access.

To make sure you know how everything works before signing up, TopCashback includes a detailed tutorial video for members as well as FAQs about their program, redemption options and more. Plus, all membership levels offer access to exclusive TopCashback deals and discounts so you can save even more on your next online purchase!


Swagbucks is one of the most popular cash back apps and websites in existence. This company has earned its reputation by providing users with a comprehensive range of opportunities to earn cash back rewards on their everyday purchases, while also offering unique ways to save money on shopping and travel expenses.

With Swagbucks, users can earn rewards points when they shop online or at local stores, take surveys, watch videos, participate in special Swagbucks offers, and even search the web. Once they’ve accumulated enough reward points, users can redeem them for gift cards to their favourite stores and services such as Amazon or Starbucks. Additionally, Swagbucks gives users access to exclusive deals at over 1,500 popular retailers across the US and Canada.


Ibotta is a leading cash back app and website, offering customers the opportunity to earn cash rewards with qualifying purchases. Ibotta partners with over 1,500 top retailers and brands across many categories including grocery, apparel, electronics and more. To earn cash back on eligible purchases in the U.S., users must first link their payment method to their Ibotta account.

There are three main ways to save money with Ibotta:

  1. Unlock Offers: To earn rewards for specific products or categories of purchases, you must first unlock special offers by answering quick qestions or watching short informative videos.
  2. Shop: Once you’ve unlocked offers, shop at participating retailers to make qualified purchases as usual. Once redeemed in the app/website within 48 hours of making a purchase using your linked payment method (e-receipts), you will automatically receive your WeCash Rewards in your account after 1-3 days depending on when the retailer sends them a confirmation of purchase. The amount will be deposited into your Ibotta account balance after that time period has passed.
  3. Redeem Cash Rewards: Once the credits are posted into your balance, they may be withdrawn via PayPal or Venmo or may be used to redeem rewards from partner-businesses such as Amazon or other retailers partners with myIbotta program. You can also link your Ibotta account balance directly to select streaming services such as Hulu for even more great deals!


Honey is one of the most popular cash back apps and websites available. It works by automatically checking over 30,000 merchants for cash back offers in your cart. When you pay with Honey, you can set up recurring payments and use the Cash Back Calendar to choose when you want to receive cash back payments. Plus, Honey’s features make it easy to find deals and keep track of how much money you’re saving.

Honey offers an amazing range of deals on top merchants like Amazon, Apple, Target, Walmart and Wayfair plus they offer exclusive deals from its extensive list of featured brands. You can also use their coupon codes feature to apply the best discounts at checkout. Honey pays out cashback in Bitcoin or PayPal on a monthly schedule or when your balance reaches a specified amount. It allows users to protect their purchases too; with Honey’s Price Drop Protection feature, any eligible product purchased through the app are automatically monitored for up to 90 days for price drops – if there’s a drop in price within that time-frame then you get refunded the difference!

Checkout 51

Checkout 51 is one of the top cash back apps and websites available today. It is a Canadian-based company that enables users to earn cash back for their purchases on select grocery items and many other products online and in physical stores.

To get started with Checkout 51, users need to download the free app from the app store or sign up on the website. After it’s installed, all that’s left to do is shop at supported companies, take pictures of your receipts, and upload them using your phone or the website. In no time, you will start earning cash back and can eventually withdraw your earnings into a PayPal or bank account once you reach a certain amount.

Checkout 51 makes it easy for customers to save money because they provide helpful tips, discounts, manufacturer coupons as well as product search filters. You can also view offers by category such as food, beauty and wellness as well as receive notifications when new offers become available so you don’t miss out on any savings opportunities. Plus they have rewards programs that let you earn loyalty points which can be used towards future purchases or redeemed for free item vouchers from selected companies such as and Target.


Dosh is a top-rated cash back app that makes earning and reclaiming effortless. The service works with hundreds of major brands and stores, including Amazon and Walmart, so you can maximize your rewards when you shop online or in person.

Dosh also allows you to stack your cashback offers to maximize your savings. Plus, they feature exclusive deals that aren’t available anywhere else. When you sign up for the service, link your credit and debit cards to start collecting even greater rewards immediately. Plus, their referral program offers extra cashback when you refer friends or family members to join the service as well!

When redeeming your Dosh earnings, keep in mind that there are two options for redemption:

  • Transfer funds direct to your bank account
  • Use set parameters to withdraw directly from most retailers

Transactions typically take 24–48 hours, allowing you to start benefiting from all of your hard work quickly!


Drop is a mobile-first cash back app that allows users to earn points and rewards for shopping at their favorite retailers. Unlike other cash back apps, Drop does not require you to submit receipts or take surveys to redeem rewards. Instead, you can link your credit card or debit card to the app, where you’ll earn rewards every time you spend money at certain stores or restaurants. You will receive all your cash back automatically and when your points balance reach 5,000 or more, they can be redeemed as a reward including an Amazon gift card, Cash App deposit or Visa prepaid debit card.

Drop also offers exclusive sign-up bonuses and partnerships with popular brands including Grubhub and Postmates. This makes it one of the most user-friendly cashback apps available n the market right now. Furthermore, Drop has an easy-to-use interface so that it’s simple for users to manage their accounts and track their progress towards earning points and rewards.


Shopkick is a popular cash back app and website that’s available for both Apple and Android phones. Not only does shopkick offer cash back on shopping trips, it also gives users rewards just for walking into partner stores. You can use the app or website to find coupons, deals, sales and more at participating stores.

You can redeem your rewards for Store Credits or gift cards from a variety of retailers including American Express, Amazon, Gap, Starbucks and Crate & Barrel. Shopkick periodically runs special offers such as increased rewards for grocery trips or holiday bonuses – be sure to check in often! It’s free to sign up and always free to use.

Giving Assistant

Giving Assistant is one of the top cash back services offering consumers the ability to save money on over 4000 major retailers. Boasting a maximum of 50 percent cash back on some purchases and 5 percent donated to charity, Giving Assistant makes online shopping a rewarding experience. They also partner with brick and mortar stores like Walmart or Old Navy, so shoppers can benefit from both online and in-person deals.

When you’re ready to cash out, they offer payouts via PayPal, Venmo or check, coupled with daily payments so you receive your reward quickly. With no minimum balance required for cashing out and 24/7 customer service available for assistance—it’s easy to see why Giving Assistant has made our list.


Groupon is a popular cash back app and website that offers customers deals and coupons for many different kinds of stores. Groupon divides its offerings into categories like “food and drinks,” “electronics,” and “travel” – essentially making it easy to find something you need or want.

Most offers on Groupon are eligible for cash back earning from 1-15%, although there are some offered at up to 40% or 50%. Coupons aren’t subject to cash back but many providers offer special coupon codes for a percentage off which can result in significant savings. Additionally, Groupon provides an additional 10% cashback potential when items are purchased through their own site. This means shoppers can save even more money by buying directly on the Groupon platform than by opting for the same item elsewhere.

In addition to offering great savings opportunities, Groupon also gets rewarded with free travel points when sign up members make reservations with certain partner vendors.


Ebates is one of the most popular cash back websites and apps available. Using Ebates, shoppers can find coupons for hundreds of retailers, save money on everyday purchases at over 2,000 stores, and earn cashback when shopping online. Ebates also offers referral bonuses and exclusive deals from select merchants.

The website is free to use with no membership fees and signing up is quick and easy – shoppers only need an email address to create an account. To start earning cashback rewards on qualifying purchases, users simply shop as normal at one of Ebate’s partner stores. Shopping through the website or platform will ensure that shoppers are credited for their purchases. Extra earning opportunities are also available by participating in giveaways and surveys or referring friends to join – up to $25 per referral!

Ebates provides its users a way to save money while they shop online with access to promotional offers, daily deals, comprehensive search tools, mobile notifications, and discounts on automatic delivery services like Amazon’s subscribe & save program – all inside their dashboard interface making it easier than ever before to track savings and view rewards earned over time. Finally, Ebates pays out earned cashback via a check or PayPal® account twice a month making it simple for shoppers to get their rewards fast!


MyPoints is a reliable and easy-to-use online cashback rewards and shopping site. The platform provides users with the opportunity to earn points for shopping at participating retailers and activities such as watching videos, taking surveys, referring friends, playing games, filling out signup forms and more. Additionally, with more than 1,900 partner retailers including Amazon, eBay and Walgreens, users can earn up to 10% cash back on purchases.

The user-friendly mobile app makes it easy for customers to shop for the latest deals on anything from electronics to clothing. With each purchase made through the app, customers will be rewarded points which can be redeemed for cash or gift cards from hundreds of major ecommerce providers like Amazon or Walmart. Additionally, MyPoints partners with offers from thousands of restaurants and stores nationwide so users can redeem their points to receive discounts in-store as well as online when shopping through MyPoints.

Moreover, a great feature included in the mobile app compiles all earning options in one place making it faster and easier for customers to maximize their savings along with the ability to track past orders and point redemption history.


The 13 Best Cash-Back Apps and Websites for 2022 provide a convenient way for consumers to save money on everyday purchases. By using these apps, users can get cashback rewards, discounts, and other incentives for shopping at participating retailers. We’ve taken a look at how these apps work and the features they offer to make sure you get the best savings possible.

Let’s take a look at the overall conclusion of our review:


Cash back apps and websites are becoming increasingly popular as shoppers look for ways to save money and gain rewards on everyday purchases. There are dozens of cash back programs available, but many offer special features and sign-up bonuses that can make them stand out from the crowd.

The 13 best cash back apps and websites of 2022 all have their own advantages, from discount travel offers, free shipping promotions to virtual cards with high approval rates. Cashback sites such as Rakuten, TopCashback, Ibotta and others can even combine with specific retailers to get even more points and discounts.

Overall, these programs can offer some great benefits for everyday purchases when combined with other loyalty programs or credit cards. With so many options available out there offering great value, it’s worth taking the time to shop around before settling on a cash back program that works best for you.

Final Thoughts

Finding the right cash back rewards programs can be a bit like finding a needle in a haystack. With so many different platforms and programs, you may feel overwhelmed by the choices. It’s important to consider all of your options and make sure that they are compatible with your lifestyle. While some apps offer higher cash back rates or special offers, it’s essential to compare overall features as well.

Before you commit to any one program, take time to research different top earners and make sure that it will work for you. Look for features such as loyalty programs, automatic payments, integrations with other finance apps, convenience fees, security levels, and customer service reviews that are highly rated by other users. Once you know what kind of app works best for you and can determine whether it will actually save you money over time – then it’s time to sign up and get earning cash back!

Kylie Mahar

Kylie Mahar is a financial guru who loves to help others save money. She writes for, and is always looking for new ways to help people make the most of their money. Kylie is passionate about helping others, and she firmly believes that financial security is one of the most important things in life.

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